DMFIs offer microenterprise and housing finance

The credit assists their clients to create and acquire assets, feed families, send children to school and build savings. DMFIs encourage their clients to save and facilitate methods of saving. They also offer non-financial services that include financial literacy, savings, general business management, and general health and hygiene matters. 

The non-financial services go a long way to empower the entrepreneurs on various levels.
more about us

We serve women and youth, in the rural and township areas across South Africa.

What We Offer

Advocacy

We promote and advocate for development microfinance in South Africa. Our goal is to influence government to create an enabling developmental microfinance environment as well as stronger financial inclusion in South Africa.

Research and Resources

We share our operational experiences in microfinance with researchers locally and internationally as a contribution to learnings

Capacity Building and Technical Assistance

We build productive partnerships with individuals and institutions that add value to the capacity of our member DMFIs to efficiently and effectively serve the poor in South Africa.

Networking Opportunities

We encourage networking among our members so they can learn from each other and share experiences that lead to growth and sustainability.

Possible ways to Partner

Support Us Today

We are currently exploring funding mechanisms that can provide our DMFIs with “patient capital” at concessionary rates, as well as “capacity building grants” in order to grow and reach financial sustainability.

DMA welcomes the opportunity to partner with your organization as well.

Possible ways to Partner

  • Grant support for our operations and specialized projects
  • Research and Education Initiatives
  • Facilitating member and staff workshops and training
  • Facilitating attendances of members and staff at key local and international conferences and seminars
READ mORE

250K+ Women and Youth helped

Available in 7/9 Provinces

100% Local Community

Helps micro enterprises

From Our Community.

Working Together to Help Women

Networking Opportunities

We encourage networking among our members so they can learn from each other and share experiences that lead to growth and sustainability.

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DMFIs provide developmental finance and non-financial services

Join US
Testimonial
What do people say about us
“Phakamani gave me money when I had nothing. No one could have done that! They were quick and did not ask too many questions. Today I am what I am because of Phakamani.”
Sheila Zulu
Widow
What do people say about us
“We work hard to make sure we reach the communities. If we have to slepp by the side of the road, we don’t mind. ”
Tiny Kekulu Tshikumbu
Spaza Shop Owner
What do people say about us
“I have developed my home because SEF taught me the value of savings! Before I joined SEF, I never saved a cent from my business operations. As a result, I could not show anything of value that came out of my business. Now I save and have a sizable amount in my bank account which I can use to do something meaningful and visible. I shocked my husband when I tiled our whole house and built a lock-up garage without asking for money from him!”
Suzan Malope
What do people say about us
“I lost my husband in 2005, but I thank God that in Phakamani I have found another husband that has ensured that my dreams do not die. Whenever I have needed assistance, they have been there, doing what no one else has been willing to do. Phakamani taught me the value of working hard and managing money well. As a result, I am able to take care of my two children and two grandchildren.
Yanancy Ndubane
Business Woman